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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth (must be 18 years old to apply online)

Select your eligibility

I live or work in San Diego County

Live or work:

I'm employed by one of Wheelhouse's partner employers:

My employer is:

I'm a family member of someone with a Wheelhouse membership

Family member name:

I have a membership with the San Diego Zoo Wildlife Alliance

SD Zoo Membership Number:

I'm a member of the San Diego Automotive Museum

Please pick the month you became a member of the museum:

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Required Products

Select at least one of the following products required for membership

Inspired Savings - Primary

A complement to our popular Inspired Checking Account, Inspired Savings is our higher-yielding dividend account to establish your Wheelhouse Membership. Account requires the enrollment in eStatements within 90 days after account opening, or the account will convert to a Regular Savings Account. By choosing Inspired Savings, you will have the opportunity to pair it with an Inspired Checking Account by clicking the plus (+) icon to the right of Inspired Checking below.

APY: 0.05% Min Deposit: $1.00

Regular Shares - Primary

Our Regular Savings Account is dividend-bearing and establishes your lifetime Wheelhouse Membership. You’re able to deposit and withdraw funds at your convenience.

APY: 0.05% Min Deposit: $1.00

High Yield Savings - Primary

***NEW MONEY REQUIRED***

This High-Yield Savings Account is a market leader, perfect to place money for immediate needs. This account is for NEW MONEY ONLY, and requires enrollment in Digital Banking and eStatements. It can also be used for overdraft protection when connected to a Wheelhouse Checking Account.

APY: 3.75% Min Deposit: $5.00

Aspire Savings - Primary

Our Aspire Savings Account is designed for Members ages 13-25, with no monthly service charge. Members ages 13-17 must visit a branch location and have a parent or legal guardian as joint owner on this account to open. Upon turning 26 years old, this account will be converted to a Regular Savings Account. Earn dividends on balances of $100 or more.

APY: 1.00% Min Deposit: $1.00

You may select one of the following products

Available Products

Certificate Account Savings Money Market Checking

4 Month Certificate Quarterly

***PROMOTIONAL CERTIFICATE. ALL NEW MONEY REQUIRED. OPEN WITH AS LITTLE AS $500.***

Max APY: 3.65% Min Deposit: $500.00 Max Deposit: $500,000.00

8 Month Certificate Quarterly

***PROMOTIONAL CERTIFICATE. ALL NEW MONEY REQUIRED. OPEN WITH AS LITTLE AS $500.***

Max APY: 4.00% Min Deposit: $500.00 Max Deposit: $500,000.00

11 Month Certificate Quarterly

***PROMOTIONAL CERTIFICATE. ALL NEW MONEY REQUIRED. OPEN WITH AS LITTLE AS $500.***

Max APY: 3.75% Min Deposit: $500.00 Max Deposit: $500,000.00

15 Month Certificate Quarterly

***PROMOTIONAL CERTIFICATE. ALL NEW MONEY REQUIRED. OPEN WITH AS LITTLE AS $500.***

Max APY: 3.40% Min Deposit: $500.00 Max Deposit: $500,000.00

3 Month Certificate Quarterly

Max APY: 1.70% Min Deposit: $500.00

6 Month Certificate Quarterly

Max APY: 4.00% Min Deposit: $500.00

1 Year Certificate Quarterly

Max APY: 3.65% Min Deposit: $500.00

18 Month Certificate Quarterly

Max APY: 3.30% Min Deposit: $500.00

2 Year Certificate Quarterly

Max APY: 3.50% Min Deposit: $500.00

3 Year Certificate Quarterly

Max APY: 2.40% Min Deposit: $500.00

5 Year Certificate Quarterly

Max APY: 2.40% Min Deposit: $500.00

Inspired Money Market

Our Inspired Money Market Account is a high-yield savings account for those with limited transaction needs. Maintain a balance of $500 to qualify for our Inspired Money Market Account. Unlimited ATM and in-person withdrawals, limit of six (6) electronic, phone withdrawals or transfers per month.

Max APY: 0.25% Min Deposit: $500.00

Money Market

Our Money Market Account is a high-yield savings account for those with limited transaction needs. Maintain a minimum balance of $1,000 to qualify for our Money Market Account. Withdrawals must be made in $500 increments or more.

Max APY: 0.10% Min Deposit: $1,000.00

Inspired Plus Checking

Max APY: 3.00% Min Deposit: $10.00

Basic Plus Checking

Our non-dividend bearing checking account plus exclusive benefits. Visit website for a complete list. The monthly service charge for this account is $9.00. Earn Debit Rewards with our Visa® Debit Card. Bounce Guard/Overdraft Protection available.

Min Deposit: $25.00

Inspired Checking

Helps you earn more. See below for the latest rates. Requires $450 monthly direct deposit, active Digital Banking registration and eStatements within 90 days of account opening. If minimum requirements are not met, account will convert to Basic Checking. Bounce Guard/Overdraft Protection available.

Max APY: 3.00% Min Deposit: $10.00

Basic Checking

Our non-dividend bearing Basic Checking Account is perfect for your everyday needs. The monthly service charge for this account is $5.00 but is waived with active direct deposit or eStatements. Earn Debit Rewards with our Visa® Debit Card. Bounce Guard/Overdraft Protection available.

Min Deposit: $25.00

Access Checking for 13-25 year olds

Access Checking is suitable for Members ages 13-25 with no monthly service charge, free Digital Banking, Bill Pay, and eStatements. Members ages 13-17 must visit a branch location and have a parent or legal guardian as joint owner on this account to open. Upon turning 26 years old, the account will be converted to a Basic Checking. Earn Debit Rewards with our Visa Debit Card.

Min Deposit: $5.00

Inspired Savings

Our Inspired Savings Account allows you to earn a higher yield. Account requires the enrollment in eStatements within 90 days after account opening, or the account will convert to a Regular Savings Account. Unlimited ATM and in-person withdrawals with a limit of six (6) electronic, phone withdrawals or transfers per month.

Max APY: 0.10% Min Deposit: $0.00

Regular Savings

Our Regular Savings Account is perfect for Members who are saving for special occasions, including: vacations, weddings, unexpected expenses and more.

APY: 0.05% Min Deposit: $0.00

High Yield Savings

APY: 3.75% Min Deposit: $5.00

Aspire Savings

Our Aspire Savings Account is designed for Members ages 13-25 with no monthly service charge. Members ages 13-17 must visit a branch location and have a parent or legal guardian joint owner on this account to open. Upon turning 26 years old, this account will be converted to a Regular Savings Account. Earn dividends on balances of $100 or more.

APY: 1.00% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	3.60%	3.65%	$500.00	4 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	3.94%	4.00%	$500.00	8 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.70%	3.75%	$500.00	$500.00	11 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	3.36%	3.40%	$500.00	15 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$500.00	N/A
.	0.25%	0.25%	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$10.00	$10.00	N/A
.	0.50%	0.50%	$10,000.00	$10.00	N/A
.	2.96%	3.00%	$75,000.00	$10.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	N/A	$0.00	N/A
.	0.10%	0.10%	$10,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.69%	1.70%	$500.00	$500.00	3 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$1,000.00	$1,000.00	N/A
.	0.10%	0.10%	$50,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$10.00	$10.00	N/A
.	0.50%	0.50%	$10,000.00	$10.00	N/A
.	2.96%	3.00%	$75,000.00	$10.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.94%	4.00%	$500.00	$500.00	6 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.60%	3.65%	$500.00	$500.00	12 (min)

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'Doing Business As' Information

DBA Business Information

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TIN

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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* Avoid glare

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