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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I live or work in San Diego County
Live or work:
I'm employed by one of Wheelhouse's partner employers:
My employer is:
I'm a family member of someone with a Wheelhouse membership
Family member name:
I'm a member of the Zoological Society of San Diego
SD Zoo Membership Number:
I'm a member of the San Diego Automotive Museum
Please pick the month you became a member of the museum:
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Required Products
Select at least one of the following products required for membership
Inspired Savings - Primary

A complement to our popular Inspired Checking Account, Inspired Savings is our higher-yielding dividend account to establish your Wheelhouse Membership. Account requires the enrollment in eStatements within 90 days after account opening, or the account will convert to a Regular Savings Account. By choosing Inspired Savings, you will have the opportunity to pair it with an Inspired Checking Account by clicking the plus (+) icon to the right of Inspired Checking below.

APY: 0.05% Min Deposit: $10.00

Regular Shares - Primary

Our Regular Savings Account is dividend-bearing and establishes your lifetime Wheelhouse Membership. You’re able to deposit and withdraw funds at your convenience.

APY: 0.05% Min Deposit: $10.00

Aspire Savings - Primary

Our Aspire Savings Account is designed for Members ages 13-25, with no monthly service charge. Members ages 13-17 must visit a branch location and have a parent or legal guardian as joint owner on this account to open. Upon turning 26 years old, this account will be converted to a Regular Savings Account. Earn dividends on balances of $100 or more.

Min Deposit: $0.00


You may select one of the following products
Available Products
Inspired Money Market

Our Inspired Money Market Account is a high-yield savings account for those with limited transaction needs. Maintain a balance of $500 to qualify for our Inspired Money Market Account. Unlimited ATM and in-person withdrawals, limit of six (6) electronic, phone withdrawals or transfers per month.

Max APY: 0.25% Min Deposit: $0.00

Money Market

Our Money Market Account is a high-yield savings account for those with limited transaction needs. Maintain a minimum balance of $1,000 to qualify for our Money Market Account. Withdrawals must be made in $500 increments or more.

Max APY: 0.10% Min Deposit: $1,000.00

Inspired Savings

Our Inspired Savings Account allows you to earn a higher yield. Account requires the enrollment in eStatements within 90 days after account opening, or the account will convert to a Regular Savings Account. Unlimited ATM and in-person withdrawals with a limit of six (6) electronic, phone withdrawals or transfers per month.

Max APY: 0.10% Min Deposit: $0.00

Regular Savings

Our Regular Savings Account is perfect for Members who are saving for special occasions, including: vacations, weddings, unexpected expenses and more.

APY: 0.05% Min Deposit: $0.00

Aspire Savings

Our Aspire Savings Account is designed for Members ages 13-25 with no monthly service charge. Members ages 13-17 must visit a branch location and have a parent or legal guardian joint owner on this account to open. Upon turning 26 years old, this account will be converted to a Regular Savings Account. Earn dividends on balances of $100 or more.

Min Deposit: $0.00

Inspired Checking

Helps you earn more. See below for the latest rates. Requires $450 monthly direct deposit, active Digital Banking registration and eStatements within 90 days of account opening. If minimum requirements are not met, account will convert to Basic Checking. Bounce Guard/Overdraft Protection available.

Max APY: 0.25% Min Deposit: $10.00

Basic Checking

Our non-dividend bearing Basic Checking Account is perfect for your everyday needs. The monthly service charge for this account is $5.00 but is waived with active direct deposit or eStatements. Earn Debit Rewards with our Visa® Debit Card. Bounce Guard/Overdraft Protection available.

Min Deposit: $25.00

Access Checking for 16-25 year olds

Access Checking is suitable for Members ages 16-25 with no monthly service charge, free Digital Banking, Bill Pay, and eStatements. Members ages 16-17 must visit a branch location and have a parent or legal guardian as joint owner on this account to open. Upon turning 26 years old, the account will be converted to a Basic Checking. Earn Debit Rewards with our Visa Debit Card.

Min Deposit: $25.00

5 Year Certificate Quarterly

5 Year Certificate

Max APY: 1.20% Min Deposit: $500.00 Max Deposit: $89,999.99

3 Year Certificate Quarterly

3 Year Certificate

Max APY: 0.85% Min Deposit: $500.00 Max Deposit: $89,999.99

2 Year Certificate Quarterly

2 Year Certificate

Max APY: 0.70% Min Deposit: $500.00 Max Deposit: $89,999.99

18 Month Certificate Quarterly

18 Month Certificate

Max APY: 0.60% Min Deposit: $500.00 Max Deposit: $89,999.99

1 Year Certificate Quarterly

1 Year Certificate

Max APY: 0.50% Min Deposit: $500.00 Max Deposit: $89,999.99

26 Week Certificate Quarterly

26 Week Certificate

Max APY: 0.35% Min Deposit: $500.00 Max Deposit: $89,999.99

91 Day Certificate Quarterly

91 Day Certificate

Max APY: 0.30% Min Deposit: $500.00 Max Deposit: $89,999.99

APY (Annual Percentage Yield)
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
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Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Take a picture or upload your Government Issued ID.  This step is optional but may help speed up the process. 


Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Take a picture or upload your Government Issued ID.  This step is optional but may help speed up the process.